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What is Recruitment Factoring?

Recruitment factoring is a flexible funding solution designed to help recruitment agencies and staffing firms improve cash flow by unlocking money tied up in unpaid client invoices. In the recruitment industry, it’s common to wait 30–90 days for payments, while payroll for temporary or contract staff must be paid weekly. This creates a cashflow gap that can limit growth.

With invoice finance for recruitment agencies, you can release up to 90% of invoice values within 24 hours. This type of recruitment finance UK solution ensures you always have funds available to pay workers, consultants and suppliers on time — without relying on overdrafts or short-term loans.

  • ✅ Boost recruitment agency cashflow instantly
  • ✅ Cover payroll finance for recruitment and staff costs
  • ✅ Take on more clients and temp agency funding opportunities with confidence

Finance Solutions for Recruitment Agencies

Our panel of specialist partner brokers can help you secure the right invoice finance for recruitment agencies or invoice discounting for recruiters. Whether you’re funding weekly payroll, expanding your candidate database, or scaling operations, we make the process quick, transparent and stress-free.

With access to lenders experienced in funding for staffing agencies and temp agency finance, we’ll match you with flexible recruitment finance options that suit your business model. From start-ups to established recruiters, we can help you improve working capital and focus on growth instead of chasing payments.

This service is completely FREE and comes with no obligation.

Fast Funding for Recruitment Agencies

Access cash quickly from unpaid client invoices to cover temporary and contract staff wages without waiting weeks to be paid. Improve your recruitment agency cashflow and keep payroll running smoothly with fast, reliable recruitment factoring.

Tailored Finance for Construction Firms

Flexible construction invoice factoring built around your payment schedules and project timelines — ideal for contractors and subcontractors needing steady cash flow.

Expert Broker Support

Get guidance from FCA-regulated recruitment finance specialists who understand your industry. Our experts compare lenders across the UK to find recruitment finance UK solutions that deliver fast access to funds and competitive payroll finance options for your agency.

We work only with FCA-regulated recruitment finance brokers, ensuring your details are secure and your enquiry is handled quickly, confidentially and professionally.

> Compare Factoring Quotes

Our Promise to You

Clarity, trust and no pressure — always.

Our comparison service is free to use with no hidden fees. We may receive a referral commission from FCA-regulated providers if you choose to proceed, but our commitment is the same every time — to provide honest, transparent information so you can choose the best factoring or invoice finance solution for your UK business.

process

Simple & Stress-Free Process

No pressure. No obligation. Just expert guidance.

1. Tell us about your business, sector, turnover and debtor terms.

2. Get matched with up to 3 FCA-regulated UK lenders or brokers.

3. Compare advance rates, fees and contract types — get funded in as little as 24 hours.

Compare Recruitment Factoring Rates and Boost Your Cash Flow

Compare Factoring Quotes

FAQS

What is recruitment factoring? +
It’s a finance facility that lets you fund your temp payroll by releasing cash from unpaid client invoices.
Does it cover permanent placements? +
It’s mainly used for temporary and contract placements, but some providers also cover perm invoices.
How does invoice finance for recruitment agencies work? +
The lender advances up to 90% of the value of your invoices as soon as they’re raised. When your client pays, you receive the remaining balance minus a small fee — helping you keep your recruitment agency cashflow steady.
Can new or small recruitment agencies use factoring? +
Yes, recruitment finance UK providers often work with start-ups and small agencies. Even if you don’t have a long trading history, you can still qualify for temp agency funding based on the strength of your client contracts.
What are the benefits of recruitment factoring? +
It provides fast access to working capital, ensuring you can pay staff and contractors on time, reduce pressure from slow-paying clients, and take on new business with confidence. It’s one of the most effective cashflow solutions for recruiters in the UK.
What’s the difference between recruitment factoring and invoice discounting? +
Both release funds from unpaid invoices. However, invoice discounting for recruiters allows you to retain control of your sales ledger and collections — making it ideal for more established agencies that manage their own credit control.
Is recruitment factoring confidential? +
Yes, many lenders offer confidential recruitment factoring, meaning your clients won’t know a finance company is involved. You continue to manage your relationships directly.
Can I fund both UK and international clients? +
Many funding for staffing agencies providers support both UK and overseas invoices, helping you expand globally without cashflow disruption.
How much does recruitment factoring cost? +
Costs vary by provider but typically include a small service fee and a discount rate based on invoice volume and client reliability. Brokers can help you find the most competitive recruitment finance UK rates.
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